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 Texas State SealTEXAS HealthOptions.com   

A service of the State of Texas - with links to government & other Web sites to help Texans shop for health insurance

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Consumer Help

Health insurance can be a complex topic, and it´s easy to get lost amid the acronyms and legal jargon. Different types of health plans work differently. For instance, if you have a managed care plan, you may have lower up-front costs because your plan carrier and health care provider have agreed upon a contracted rate for service. In addition, you have the convenience of having the provider file claims for you. In a traditional indemnity plan, however, you´ll usually have to the provider for services and then file a claim for reimbursement with your insurance company. If you´re shopping for insurance, it´s important that you understand the basics.

The following links define common insurance terms and describe how various types of health coverages work.

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